***Provides MORTGAGE DOWN PAYMENT or CLOSING COST assistance ONLY. Do not refer for rent or mortgage payment assistance.*** Provides financial assistance to families or individuals seeking to buy a home in the City for use as their personal residence. Assistance provided for home purchase in the City of Roanoke only. Eligibility depends on your total household income with income caps dependent on the number of people in the household. Loan funds are available for up to 50 percent of the required down payment plus reasonable closing costs. This assistance is in the form of a 10 year, forgivable, no interest loan of $1,000 to $8,000 maximum. Funds are available on a first come, first served basis. If the home you're purchasing was built before 1978, the City requires a visual assessment of potential lead-based paint hazards. The DPA will not assist homes with potential lead based hazards.