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Provides assistance in planning and budgeting for first time home ownership. Offers counseling to avoid mortgage foreclosure and assistance in resolving landlord/tenant questions and fair housing questions. Provides financial skills education workshops. Serves Greene County.

Categories

Mortgage Delinquency and Default Counseling
HUD Approved Counseling Agencies
Tenant Readiness Education Programs
Provides individual housing counseling to help avoid foreclosures, offers first-time home buyers workshops, and assists special-needs clients avoid homelessness.
Provides housing assistance, in the form of supplemental rent and housing rehabilitation/repair services, to those who qualify as low income. Manages the Section 8 Rental Assistance program in both counties. The FLHF has a part time home buyer counselor on staff to assist first time home buyers. The organization manages the Indoor Plumbing Program and State Emergency Home Repair Program. In addition, the Foundation has funds for grants and loans to repair dwellings. The FLHF also provides/installs/sells portable, modular aluminum ramps. For all services please contact the main office in Louisa.
Virginia Housing offers homebuyer education classes online or in-person.
Provides information and referral services to persons experiencing housing discrimination. Offers Fair Housing Education, Outreach, and Advocacy: trainings, resources, complaint intake, and other initiatives to promote equal housing opportunity and eliminate housing discrimination.

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Tenant Readiness Education Programs
Discrimination Assistance
Housing Counseling assists first-time homebuyers with purchasing a home and provides foreclosure prevention services to current homeowners in danger of losing their home.

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Homebuyer/Home Purchase Counseling
HUD Approved Counseling Agencies
A HUD approved Housing and Financial Counseling agency providing counseling in the areas of rental, home purchase, credit management, debt reduction and foreclosure avoidance. CCC also offers classes on financial management, managing your credit, the home buying process, your rights and responsibilities as a renter, Fair Housing laws and foreclosure prevention.

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Personal Financial Counseling
Tenant Readiness Education Programs
Homebuyer/Home Purchase Counseling
HUD Approved Counseling Agencies
A housing counselor can help by providing advice on buying a home, renting, defaults, foreclosures, and credit issues.
Provide rental counseling on the following topics: The problems that can occur when you don’t understand your lease agreement Security Deposits – what they are really for and how to protect yourself How to calculate an affordable rent payment Reducing your debt and increasing your income also: How to handle an unexpected financial crisis Developing a personalized budget while still living comfortably Creating an emergency saving plan for peace of mind How to reduce personal debt and become financially healthy again
Provides direct loans to borrowers who cannot obtain financing elsewhere. They must have good credit and meet reasonable underwriting criteria. Loans are for home ownership opportunities and assistance to low-income households to purchase, construct, and repair a home. Loans can be up to 100% loan to value ratios. Qualified individuals may be eligible to receive payment assistance which may reduce their payment from the established note rate of interest. SEE RURAL DEVELOPMENT WEBSITE FOR ELIGIBLE RURAL AREAS.

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Home Purchase/Construction Financing/Refinancing
Homebuyer/Home Purchase Counseling
Homeownership opportunities are available to assist First-Time Homebuyers purchasing a home in the City of Richmond and Henrico County. Down Payment and Closing Cost Assistance is available.

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Home Purchase/Construction Financing/Refinancing
Homebuyer/Home Purchase Counseling
Community Outreach is made up of the following programs: Single Homeless Assistance/Referral and Re-entry services.

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Street Outreach Programs
Ex-Offender Reentry Programs
Housing Counseling
Offer a number of programs to assist individuals who are interested in improving their finances, becoming a homeowner, or who need guidance with resolving a mortgage crisis. - 6 Steps to Homeownership - One-on-One Rental / Financial Counseling - One-on-One Pre & Post-Purchase Counseling - Mortgage Delinquency/ Pre-foreclosure Resolution Counseling - VHDA Homebuyer Education - Post-Purchase Education - Useful Resources
Offers a variety of HUD counseling services to community residents including budget, credit, homeownership, and rental counseling.

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Tenant Readiness Education Programs
Homebuyer/Home Purchase Counseling
The Homeownership Counseling Program focuses on helping low to moderate income residents build their financial capability skills, establish or repair their credit, purchase their first home, or save their homes from foreclosure.

Categories

Mortgage Delinquency and Default Counseling
Homebuyer/Home Purchase Counseling
Administers the HOMEownership Down Payment Assistance Program that assists low income, first time home-buyers with grants to cover closing costs and housing payments. Also administers the SPARC Program which provides lower interest mortgages. Programs we currently provide... Pre-purchase Counseling HOMEownership Down Payment Assistance Program (HDPAP) Homeownership Education Classes.

Categories

Mortgage Delinquency and Default Counseling
Homebuyer/Home Purchase Counseling
Home Purchase/Construction Financing/Refinancing
Provides information on homeownership, homeownership education, homeownership counseling sessions, opportunities to meet with lenders, applicant briefings, and coordination of resources for current and prospective first-time homebuyers. Income restrictions apply.
Provides information regarding local, state and federal fair housing laws. Receives complaints alleging discrimination in sale or rental of housing. Investigates, mediates, and conciliates alleged discrimination.
Assists local non-profit housing corporations in the PD 9 area by providing hands-on training and consulting. FHC staff includes certified and licensed lead paint inspectors/risk assessors, housing rehab specialists and certified housing counselors.
Teaches first-time homebuyers about the mortgage approval process, credit reports, credit scores, personal budgets, insurance costs and closing costs.
Provides comprehensive home ownership counseling and education. Through one-on-one counseling, clients learn how to manage their income, consolidate debts, save money toward the down payment and apply for a mortgage. Also offers HUD approved Fair Housing Assistance, Home Improvement and Rehabilitation Counseling, Loss Mitigation, Money Debt Management, Mortgage Delinquency and Default Resolution Counseling, Postpurchase Counseling, Predatory Lending Counseling, Renters Assistance and Services for Homeless.

Categories

Mortgage Delinquency and Default Counseling
Housing Counseling
Administers federal and state rental subsidies, housing rehabilitation grants, and numerous other general and neighborhood housing programs. Staff members assist citizens with: Emergency Home Repair and Accessibility Program Housing Choice Voucher Program (Section 8) Housing Rehabilitation Indoor Plumbing Rehabilitation Program Information and Referral USDA - Rural Development Grants USDA - Rural Development Loans Utility Connection Fee Assistance

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Section 8 Housing Choice Vouchers
Subsidized Home Acquisition
Housing Counseling
Home Rehabilitation Programs
Provides comprehensive housing counseling services, including outreach to potential first-time home buyers, to persons eligible for or assisted under home buying, home ownership or rental housing programs regardless of the program source. Provides foreclosure prevention counseling and assistance.

Categories

Mortgage Delinquency and Default Counseling
HUD Approved Counseling Agencies
Subsidized Home Acquisition
Provides support and resources related to different housing situations: pre- and post-purchase, mortgage default counseling, rental counseling, fair housing, and homelessness. Housing counselors will listen to the situation; whether the person is renting or buying a home. Can speak with landlords or mortgage companies and help find local resources. Offers Renter Education Classes. Free Renter Education Workshops are held monthly in the NRV. Topics covered: Renter & Tenant Rights and Responsibilities Fair Housing Laws The Eviction Process Energy Savings Tips Financial Tips

Categories

HUD Approved Counseling Agencies
Tenant Readiness Education Programs
Homebuyer/Home Purchase Counseling
HOME offers comprehensive homebuyer education and counseling as well as provides down payment and closing cost assistance to low & middle income families who have the cash flow necessary to handle a mortgage payment, but are unable to put together the relatively large amount of money necessary to cover the down payment and closing costs. Financial assistance terms vary.