Provides free, confidential counseling for Medicare and other health insurance. VICAP counselors help seniors and caregivers understand and compare insurance benefits.

Provides certain former employees, retirees, spouses, former spouses, and dependent children the right to temporary continuation of health coverage at group rates. This coverage, however, is only available when coverage is lost due to certain specific events. Group health coverage for COBRA participants is usually more expensive than health coverage for active employees, since usually the employer pays a part of the premium for active employees while COBRA participants generally pay the entire premium themselves. It is ordinarily less expensive, though, than individual health coverage. The American Recovery and Reinvestment Act (ARRA) provides a COBRA premium reduction for eligible individuals who are involuntarily terminated from employment through the end of May 2010. The COBRA premium reduction under ARRA is not available for individuals who experience involuntary terminations after May 31, 2010. However, individuals who qualified on or before May 31, 2010 may continue to pay reduced premiums for up to 15 months, as long as they are not eligible for another group health plan or Medicare. The Unemployment Compensation Extension Act of 2010 signed by the President on July 22, 2010, did not extend the COBRA premium reduction. Individuals who qualified on or before May 31, 2010 may continue to pay reduced premiums for up to 15 months, as long as they are not eligible for another group health plan or Medicare. If your COBRA continuation coverage lasts for more than 15 months, you will need to pay the full amount to continue your COBRA continuation coverage. See FAQ Q1 clarifying the end of the COBRA ARRA subsidy. See the Fact Sheet and FAQs for important information on maintaining your COBRA coverage after your subsidy expires. Individuals who believe they have been incorrectly denied the subsidy may request the Employee Benefits Security Administration review their denial and issue a determination within 15 business days. The application to request a review is available on the web site.

Helps Medicare beneficiaries and the public find answers to questions about Medicare, Medicare supplements and managed care, long term care insurance, and other health insurance matters. Provides in person appointments and telephone counseling, information & referral, problem solving, and follow-up pertaining to Medicare questions, plus impartial consumer counseling about health insurance and LTC insurance. Contact Intake Coordinator.

Provides free insurance counseling for individuals age 60 and older and disabled persons over 18 and their families. VICAP, the Virginia Insurance and Counseling Assistance Program, helps them to understand Medicare, Medicaid and Long-Term Care Insurance. Assistance in choosing a Medicare Supplement Insurance or Medigap policy is also provided. Counseling can be done by telephone or in person. The program can also assist eligible clients sorting through complicated medical bills and patients' rights issues such as grievances and appeals.

Counseling on the Affordable Care Act and how it will impact our community. This is a free service to all community members. Certified Application Counselors are here to answer your questions or to help you navigate the new Health Insurance Marketplace. The Open Enrollment Period for 2024 ends on 1/16/2024.

VICAP counselors assist seniors with Medicare and help seniors and caregivers understand and compare Medicare and other health insurance benefits. Counseling is non-biased, confidential and free.

The Prince William Area Agency on Aging (the Agency) offers health insurance counseling assistance to older adults, their families and caregivers through the Virginia Health Insurance Counseling and Assistance Program (VICAP). VICAP educates, counsels and assists individuals in understanding Medicare, long term care insurance, and other health benefits plans and programs.

The Virginia Insurance Counseling and Assistance Program (VICAP) is a free, unbiased health insurance counseling program for Medicare beneficiaries. Certified staff and volunteers explain the processes and choices involved with participants' coverage, including issues such as enrollment, benefits, "Extra Help", subsidies, billing, and appeals. Counselors are not connected with any insurance company or licensed to sell insurance. VICAP can also provide community presentations, including a Medicare overview for new enrollees and informative sessions about preventative benefits and fraud and abuse prevention.

The FAMIS Outreach Project is a grant funded initiative of the Virginia Health Care Foundation and the Anthem Blue Cross/Blue Shield Foundation that helps families apply for government funded health insurance (Medicaid and FAMIS) for their children. We also help pregnant women enroll in Pregnancy Medicaid and FAMIS MOMS which are also state and federally funded health insurance plans for the uninsured. Staff also helps families identify other health care options available and can answer questions related to coverage and options for application submission and processing. Medicaid Expansion Outreach Advocatecan assist with medicaid application year-round.

Trained counselors are available to those receiving or about to receive Medicare, to answer questions about Medicare enrollment and benefits, Supplemental Insurance (Medigap Policies), Long Term Care Insurance and to assist in the enrollment of Medicare D.

Available through the Virginia Insurance Counseling and Assistance Program (VICAP). Resolves claims or billing problems. Assists with filing for benefits, and sorting through complicated statements and notices. Provides confidential assistance to individuals in their area free of charge.

Navigators will maintain expertise in eligibility, enrollment, and program specifications and conduct public education activities. Distribute fair, accurate, and impartial information about enrollment in Qualified Health Plans (QHP) and other health programs such as Medicaid and FAMIS. Facilitate selection of a QHP. Refer consumers to other programs. Provide information in a manner that is culturally and linguistically appropriate and accessible for people with disabilities.

Counseling on the Affordable Care Act and how it will impact our community. This is a free service to all community members. Counselors are here to answer your questions or to help you navigate the Health Insurance Marketplace.

The health justice and public benefits work centers on improving healthcare access and outcomes for Virginians experiencing poverty to promote health equity and reduce disparities. We know that achieving better healthcare access and outcomes requires improving many different systems that impact social determinants of health. The work covers a broad range of issues including securing income support, improving health-promoting public benefits programs, expanding insurance coverage, fighting for mental health infrastructure, preventing medical debt/medical debt collection actions, and redressing disability-based discrimination.

Counseling on the Affordable Care Act and how it will impact our community. This is a free service to all community members. Certified Application Counselors are available to assist patients as well as community residents to understand and enroll in the Health Insurance Marketplace.

Certified Application Counselors are trained and certified to provide free assistance to consumers who want to file applications for health insurance. These counselors are required to act in the best interests of applicants.

The mission of The Virginia Insurance Counseling and Assistance Program (VICAP) is to educate, counsel and assist older consumers on medical benefit programs, long-term care insurance, and addresses problems with Medicare, Medicaid and medical bill paying. The VICAP staff and volunteers assist beneficiaries in finding Medicare Part D plans that cover their prescriptions and Medicare supplemental insurance and Medicare savings plans.

Counseling on the Affordable Care Act and how it will impact the community. This is a free service to all community members. Certified Healthcare Navigators are here to answer your questions or to help you navigate the Health Insurance Marketplace. Open Enrollment is November 1 - January 15. Some individuals may be eligible for a special enrollment time frame. Please call to see if you qualify.

Counseling on the Affordable Care Act and how it will impact our community. This is a free service to all community members. Certified Application Counselors are here to answer your questions or to help you navigate the new Health Insurance Marketplace.

VPAS' Virginia Insurance Counseling and Assistance Program helps Medicare beneficiaries find unbiased answers to questions about Medicare, Medicare supplements and managed care, long-term care insurance, and other health insurance matters. Provides in-person appointments and telephone counseling, information and referral, problem-solving, and follow-up pertaining to Medicare questions, plus impartial consumer counseling about health insurance and LTC insurance. Also serves those under 60 who are Medicare beneficiaries by virtue of disability.

Through the Health Insurance Premium Program (HIPP), the American Kidney Fund pays Part B Medicare, Medigap, commercial, and COBRA premiums for dialysis patients who have insufficient income and savings. These premium payments allow patients to continue their health insurance coverage, enabling access to physician care and medical treatment. HIPP is funded 100% by voluntary contributions from dialysis providers. HIPP serves as a "last resort" source of financial assistance.

Trained volunteer counselors assist Medicare beneficiaries, their families, and caregivers in understanding Medicare coverage options and other related health insurance benefits.

The UMWA 1974 Pension Plan, the UMWA 1993 Benefit Plan and the Cash Deferred Savings Plan were established through periodic collective bargaining between the United Mine Workers of America and the Bituminous Coal Operators Association, Inc. The Combined Benefit Fund and the 1992 Benefit Plan were established by Congress in the Coal Industry Retiree Health Benefit Act of 1992 (Coal Act). A separate Board of Trustees administers each of the five plans. FUNDS' Call Center: 800-291-1425 Administration: 202-521-2200 Provider Services Claims: 888-865-5290 Precertification: 800-292-2288 Pharmacy: 800-294-4741

The health justice and public benefits work centers on improving healthcare access and outcomes for Virginians experiencing poverty to promote health equity and reduce disparities. We know that achieving better healthcare access and outcomes requires improving many different systems that impact social determinants of health. The work covers a broad range of issues including securing income support, improving health-promoting public benefits programs, expanding insurance coverage, fighting for mental health infrastructure, preventing medical debt/medical debt collection actions, and redressing disability-based discrimination.

Provides education, objectively counsels and assists consumers on medical benefit programs and problems with Medicare, Medicaid, medical bill paying and long term care insurance. Counselors receive special training and supervision on health insurance counseling issues. They are not connected with any insurance company nor are they licensed to sell insurance.